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Debt Recovery Solicitors Cardiff

How can we recover an unpaid debt?

Commercial debts can be a drain on your valuable time and resources. Whilst you understand the impact unpaid invoices have on your business, affecting cash flow and profitability, it can be difficult to dedicate the time needed to chase them.

Whatever the size of your business and whatever the size of the debt, we can help. Our debt recovery team has a wealth of experience preparing and executing a commercially-driven strategy using effective debt recovery tools to assist you and help chase your overdue invoices, usually without the need to go to Court. We have successfully represented a huge number of businesses with unpaid invoices ranging from a just few pounds, all the way up to hundreds of thousands of pounds, and have the skills and experience to manage difficult and complicated debt recovery situations for our clients.

The longer an unpaid invoice sits on your ledger, the harder it can become to recover payment, so contact our debt collection team today and let us manage your debt recovery efforts.

What is the debt recovery process?

Solicitors letter: we will make contact with the person who owes money. We will write to them demanding immediate payment of the business debt. The majority of cases are resolved at this point, and the debtor either clears the invoices or agrees to a repayment plan.

Issue a Claim: If they do not respond, or refuse to pay, we will need to issue legal proceedings in the County Court for the invoices, and for any interest and costs which the Court will allow.

Trial or Judgement: if the claim is defended, the Court will provide directions for trial. This will involve submitting witness statements and evidence of the debts. If the claim succeeds at trial, a County Court Judgment will be made. If the defendant does not defend the claim or does not dispte the debt, we can apply for a Judgment without the need for a trial.

Enforcement: if a judgment is made and the defendant fails to pay within 14 days, we can take enforcement action for recovery of the judgment debt. There are a number of enforcement methods available depending on the circumstances of the case.

Do we have to go to Court?

Our strategy is geared towards disputed debts being recovered without the need to go to Court, which saves on both time and money. We put a large focus on engaging with the debtor with solicitors letters and telephone calls to try and rapid recovery of the debts owed in full, or at the very least an agreeable repayment plan to clear the debt in a reasonable timeframe. In most cases, once we have made contact with the debtor, the debts are paid off in full, or at the very least a repayment plan is agreed.

However, if these negotiations are not successful then the to ensure recovery of the debt the next step is usually to issue Court proceedings. We will guide you through cost effective legal action to obtain a judgment which can be enforeced against the debtor.

What are the costs of debt recovery?

Our fixed fee pricing structure applies to debts up to £10,000 (along with the fixed Court fees which are set by the Court). If your debt is over £10,000, we can discuss cost effective pricing solutions to suit your business needs.

If you need any advice on debt recovery matters, please contact a member of our debt recovery team here or call 02920 829 100 for a free initial call to see how they can help.


To speak to one of our experts today, please contact us on 02920 829 100 or by using our Contact Us form for a free initial chat to see how we can help.

Contact Our Team
Mike Raymond
Trainee Solicitor
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Patrick Murphy
Senior Associate
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Rhodri Lewis
Partner
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Siôn Fôn
Senior Associate
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I have worked with Darwin Gray for a number of years and the level of service, professionalism and timely response is second to none. I would highly recommend Darwin Gray to any business.”

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Dice FM Ltd

Darwin Gray have provided us with a first-class service for many years now. They really take the time to understand our business and develop relationships which results in advice and support that is contextualised and effective.”

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ACT Training

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Stepping Stones Group

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Portal Training Ltd

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Property Support Services UK Ltd

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Farmers’ Union of Wales

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Mentrau Iaith Cymru

My “go to” in urgent and time sensitive cases for direction, support and advice. The team are quick to respond to calls or emails for advice and support on all matters. Always explain complex matters in a way a lay person can easily understand.”

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Guarding UK Ltd

Darwin Gray have acted for myself and my company over a number of years and at all times we have been treated with a professional manner yet maintain a common-sense approach at all levels. We couldn’t recommend them more highly.”

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Loft Co

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ACT Training

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Siltbuster Ltd

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Tomos TV

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Absolute Property Management Solutions Ltd

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Superb legal service provided. Exceeded expectations. They went above and beyond in order to provide the best service possible.”

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Very professional and understanding. They were a calming influence in a very troubling situation and they brought it to a very successful conclusion”

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We have used Darwin Gray and have been seriously impressed. The personal approach is what Darwin Gray are excelling on and is the reason why we will continue to work with them in the future.”

Cadwyn Housing Association